# Where does your gift go?

- Canonical page: https://givjoy.io/where-does-your-gift-go
- This file: https://givjoy.io/where-does-your-gift-go.md
- Last updated: November 12, 2026
- Public status: In development. GivJoy pricing is planned; final details at launch. Every figure on this page is illustrative. Figures for other platforms are being checked.

GivJoy is a donation platform for US nonprofits, in development, expected January 2027.

Free 0%, Starter 1%, Pro 2% of online gifts, plus Stripe processing, no monthly fee.

Gifts go straight to the nonprofit's own Stripe account.

## The short answer

Some donation platforms ask donors for a tip to the platform. GivJoy never does. The page opens with an honest receipt for a made-up nonprofit, and that receipt is the input: the visitor types the gift amount into it (it starts at $100.00) and chooses Starter or Pro there. The page then shows what the donor pays and what the nonprofit receives on GivJoy, with and without fee coverage. Figures for other platforms are being checked.

At the start, on Starter with the fees covered, the receipt reads: Gift $100.00. Fees $4.33. Tip $0.

## What the calculator takes

| Input | Choices | Starts at |
|---|---|---|
| Gift amount, typed into the receipt | $1.00 to $100,000.00 | $100.00 |
| GivJoy plan, chosen on the receipt | Starter (1%) or Pro (2%) | Starter |

The page uses one example card rate: 2.9% plus 30 cents per card gift.

## The two GivJoy checkouts on a $100.00 gift

### 1. GivJoy, donor covers fees

When a donor covers the fees, the extra is worked out from your usual card rate. A card that costs more to process can leave you a few cents short.

| Plan | Donor pays | Nonprofit receives | Tip | GivJoy's fee | Card processing |
|---|---|---|---|---|---|
| Starter (1%) | $104.33 | $100.00 | $0 | $1.00 | $3.33 |
| Pro (2%) | $105.36 | $100.00 | $0 | $2.00 | $3.36 |

### 2. GivJoy, donor doesn't cover fees

The donor unticks fee coverage, so card processing and GivJoy's fee come out of the gift. There is no tip.

| Plan | Donor pays | Nonprofit receives | Tip | GivJoy's fee | Card processing |
|---|---|---|---|---|---|
| Starter (1%) | $100.00 | $95.80 | $0 | $1.00 | $3.20 |
| Pro (2%) | $100.00 | $94.80 | $0 | $2.00 | $3.20 |

## Check your own checkout

1. **Open a private window.** Open your own donation page in a private browser window, so you see it the way a new donor does.
2. **Start a gift, don't pay.** Pick an amount and go to the last step before payment. Stop there.
3. **Look for the tip line.** Look for a tip or "support the platform" line, and note what it starts at before anyone changes it.
4. **Look for a card fee line.** Look for a second line that adds card processing, and whether it starts ticked.
5. **Compare the total.** Note the total, then type the same gift into the receipt above.

## No tip, and no surprise. Just the fee you can see.

On tip-funded platforms your nonprofit often pays nothing. Donors' tips pay the platform. On GivJoy your nonprofit pays a fee, or the donor covers it in dollars.

GivJoy charges your nonprofit a plain percentage you can calculate: nothing on Free, 1% on Starter and 2% on Pro, with no monthly bill. Card processing is separate and paid on every plan. At checkout, donors see the gift, the fees and the total before they pay. Covering the fees starts ticked, is shown in dollars and takes one tap to remove. Nothing else is added.

## Related

- Launch list: https://givjoy.io/launch-list.md
- Fees and the fee calculator: https://givjoy.io/fees.md
- Overview for AI agents: https://givjoy.io/agents.md